As we have watched foreclosure rates go to record highs over the last several years, we have discovered that many people who lost their homes to foreclosure were in fact wrongful foreclosure victims, and never would have lost their homes if it wasn’t for the irresponsible and criminal behavior of predatory lenders such as GMAC, Wells Fargo, Bank of America, JP Morgan Chase and others. These lenders have been found guilty by the government of perjury as well as incompetence. This is because MERS, the database that was created in order to keep track of who owes what to whom, contains quality-assurance processes that cannot be trusted to be accurate, which means the mortgages and titles MERS is supposed to be keeping track of simply cannot be verified as accurate and correct. What this means for homeowners is that when it comes to fighting the foreclosure of your home, there is a good chance that the bank may no longer possess the title to your home because they failed to follow the proper securitization guidelines. If this is the case, then any foreclosure actions taken against you would be part of a wrongful foreclosure. The best way to determine if you are the victim of a wrongful foreclosure is by having a securitization audit performed on your home loan documents.A securitization audit will be able to determine beyond a shadow of a doubt if your home loan has been securitized, if your home loan was securitized properly, and if your loan documents were at any time signed off on by a robo signer. Having your home loan undergo a securitization audit is a must if you suspect mismanagement of your mortgage or are possibly facing foreclosure. With the help of a securitization audit, you potentially gain very tangible evidence to help you in court, stop foreclosure proceedings, and bring about the end of a wrongful foreclosure proceeding on your property. Banks hate these audits because they are so detailed and so good at exposing fraud on the part of mortgage lenders, the banks know they have little chance of winning. With the evidence provided by a forensic audit, many times the bank will try to settle as soon as your documents are submitted. You can stop the wrongful foreclosure of your home by utilizing the benefits of a securitization audit.This is why if you need foreclosure help, you should not hesitate to contact Tila Solutions to give you the foreclosure help you need. For over a decade, Tila Solutions has been looking out for the homeowner with their forensic loan audits and securitization audits. If you need help stopping foreclosure, a Tila Solutions Consultant is available by telephone at (702) 508-0335. Or you can visit the Tila Solutions website at what is foreclosure.